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Primary & Urgent Care Financing

Use your CareCredit credit card to pay for routine primary visits, either in person or online, and unexpected visits to primary or urgent care for you and your family. CareCredit primary and urgent care financing can help you so you and your family can focus on feeling better instead of worrying about the cost of care.*

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Using CareCredit for Primary & Urgent Care Financing

Whether you're scheduling a checkup for your kids, fighting a cold or flu and need a virtual doctor visit, or making an unexpected visit to urgent care, CareCredit can help make paying for treatment and high deductibles easier and affordable.*

New CareCredit Healthcare Credit Card

Here are just some of the procedures that you can pay for with your CareCredit healthcare credit card.

Primary Care & Urgent Care

  • Family practice
  • General practitioner
  • OB/GYN
  • Pediatrics
  • Urgent care
  • Virtual doctor visits

You can use CareCredit to cover high deductibles, co-pays, co-insurance, and to pay for treatments and procedures not covered by insurance. With CareCredit, you and your family can get the care you need now with the option to pay monthly over time.

* Subject to credit approval. Minimum monthly payments required. Not all promotional financing options are available at all enrolled providers. Ask yours for details.
Promotional financing options are not available at all retail locations that accept CareCredit and standard account terms will apply to such purchases.

Average Costs

Unexpected doesn't have to mean unplanned for

Out-of-pocket costs for primary or urgent care can include deductibles (the amount you pay for services before your insurance pays) and copays (a fixed amount you pay for covered service).

With CareCredit you can pay for these primary and urgent care costs and other portions not covered by insurance.* Ask your doctor if they accept the CareCredit healthcare credit card.

(sources: Clear Balance, White paper 2014, Glossary, November 2016 and Health Affairs Vol. 36, No. 3, March 2017)

The average costs of some procedures are as follows:

  • Annual primary/urgent care average cost:
  • Doctor visit average cost:
  • Virtual doctor visit average cost:

Primary Locations Near You

CareCredit is accepted through a national network of more than 225,000 healthcare providers, health-focused retailers and select national health systems & hospitals.

Error City or Zip required

If your provider doesn't already accept CareCredit, you can refer them to us. We will contact them to discuss the benefits of accepting CareCredit financing for their patients and clients.

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Testimonials and Reviews

As a single mother of 4 kids, who all play sports, injuries are something that is expected. CareCredit has allowed me to have peace of mind knowing I will be able to cover those medical expenses. I love knowing the card is in my wallet and that I will be able to pay on the spot, as if I was paying cash ... I breathe easier and love that I'm able to pay without a worry. Thank you CareCredit

Daisy M

My son fell on some ice and broke his wrist while away at college. We were told that it would cost over $1000 up front before the surgeon would even touch his wrist. CareCredit allowed us to not worry about how we were going to move forward. He had the surgery as soon as he was able and we were able to make monthly payments that fit in our budget!

Jackie F

Being a mother of five children, CareCredit has allowed my children and I to receive the necessary medical services without putting even a more financial burden or strain on us ...

Nathalie W

2016 was the year I would celebrate my 30th birthday. 5 months prior to my birthday celebration I had severely broken my ankle in 3 different locations. I had to have two surgeries and was non-weight-bearing for the upcoming 5 months. CareCredit allowed me to pay for several medical necessities throughout my long recovery. I was able to recover in time to celebrate my 30th. Thank you, CareCredit.

Marcie H


This content is subject to change without notice and offered for information use only. You are urged to consult with your individual advisors with respect to any professional advice presented. Your receipt of this material constitutes your acceptance of these terms and conditions.
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